Stop Overpaying Your Workers Compensation Premiums And Put All That Money To Much Better Use.

HELPMILL ADVISORS

Workers Compensation Insurance covers the cost of medical care and rehabilitation
for workers injured on the job. It also compensates for lost wages and provides death
benefits for dependents in work-related accidents.

However, constant changes in the Workers Compensation industry often catch
companies unaware, resulting in needless over-payments and lost revenues. Industry
experts estimate that U.S. businesses overpay their Workers Compensation premiums
due to factors ranging from frequent changes in bureau rules, regulations and policies,
erroneous rates and code mis-classifications.
In May 2007, NCCI Holdings released its annual “State of the Line” Workers Compensation
market analysis. Net premiums were estimated at $46 billion in 2006—making it the single
largest commercial insurance expense for U.S. business owners.

THE HELPMILL SOLUTION
Our target market includes companies that annually pay $50K or more in Workers
Compensation Insurance premiums; have been in business a minimum of three (3) years;
and at least three (3) classification codes.

HOW SIGNIFICANT CAN A REFUND BE?
A non-profit agency providing various community services paid $65K in annual Workers
Compensation premiums. A simple policy error determined a refund exceeding twice this
amount—over $140K!

“We uncovered $184,526 for a small surgical goods manufacturer with under 100
employees. An incorrect code classification on their Workers Compensation policy
revealed this gross overpayment—I love my job!”
— Kate S., Helpmill Partner's Senior Auditor